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Welcome to Coastal Finance Group
Quality products at an affordable price
Marketplace Health Insurance
The Affordable Care Act, also known as "Obamacare", was developed to help individuals access affordable health insurance through a health insurance marketplace where Americans can purchase federally regulated and subsidized health insurance during open enrollment.
In order to qualify, you must sign up during Open Enrollment but could still be eligible if you had a qualifying life event such as changing jobs, getting married/divorced, moving, etc. We’ll help determine if you are eligible and find you the best plan in any case.
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Term Health Insurance
Term health plans are temporary coverage that can last up to 36 months. It can offer financial protection for medical services such as doctor office visits, emergency room visits, hospital stays and more. Term medical plans can be a flexible option for individuals in an employer waiting period, between jobs or individuals who missed the open enrollment period.
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No-Deductible Medical Insurance
With many medical plans you have deductibles and copays to satisfy before your plan pays anything. You might even end up paying for benefits you don’t use. This plan gives you a predictable way to get the health care you need now for things such as checkups, prescriptions, lab tests, and more. There are no deductibles or copays to satisfy. This plan pays set dollar amounts when you receive covered services. Any costs that exceed the benefit amount are the customer’s responsibility.
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Life Insurance
With Ethos, you can apply for term life insurance online in just about 10 minutes without talking to an agent (unless you want to—then we’re happy to help). We offer flexible coverage options you can personalize to fit your budget and coverage needs. And most people don’t even need a medical exam.
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